Let’s get clarity on your cash position

72-Hour Cash Flow

Our 72-Hour Cash Flow™ process is a rapid, collaborative service designed to build a fully functional, industry-standard 13-week cash flow model for your small business—empowering you to spot risks, make informed decisions, and secure your financial future.

As a fractional CFO service, we know small businesses often struggle with setting up effective cash flow management due to time constraints, data silos, and complexity. That's why we've created the 72-Hour Cash Flow™—an intensive, 3-day process where we work hand-in-hand with you to assemble a usable, working 13-week cash flow model from scratch. This isn't just a quick fix; it's the gateway to proactive financial control, turning overwhelming theory into practical reality.

How It Works: The 3-Day Process

Over 72 hours, we guide you through a structured setup, integrating your real data to deliver a customized model ready for ongoing use.

  • Day 1: Data Gathering & Foundation - We collect and review key inputs like banking transactions, vendor invoices, expense reports, and payroll details to establish a solid baseline.

  • Day 2: Modeling & Forecasting - Using first principles, we build the 13-week rolling forecast, incorporating inflows, outflows, and scenarios for uncertainties.

  • Day 3: Refinement & Training - We test the model, automate where possible, and train your team on maintenance, ensuring it's actionable and sustainable.

Benefits for Your Small Business

  • Rapid Implementation: Go from zero to a professional 13-week forecast in just days, bypassing months of trial and error.

  • Overcome Common Hurdles: We solve issues like data accuracy, integration challenges, and forecasting uncertainties that make cash flow hard in practice.

  • Industry-Specific Insights: Tailored for sectors with uncertain payments or complex working capital, like construction, hospitality, and tech startups.

  • Long-Term Value: Gain an early warning system for cash crunches, better stakeholder credibility, and data-driven decision-making.

Key Inputs We Use

Built on first principles for reliability:

  1. Banking Transactions: Real-time feeds to capture your current cash position.

  2. Vendor Invoices to Expense Reports: Mapping outflows for precise timing.

  3. Key Payroll Information: Accurate labor cost projections from HR data.

  4. Accounts Receivable & Sales Pipeline: Predicting inflows based on historical patterns.

Why Choose Local Fractional CFO?

With years of experience helping small businesses in volatile industries, we make the 13-week cash flow— the proven three-month standard—accessible and effective. Our process addresses why it's easy in theory but hard in practice, using automation and expert guidance to ensure success.

Learn more in our blog: Mastering the 13-Week Cash Flow Forecast: A Fractional CFO's Guide

Ready to Transform Your Cash Flow?

Contact us to schedule your 72-Hour Cash Flow™ session and take control of your finances today.